All rivers and creeks flooded rapidly and overflowed their banks in some places. The flood waters disappeared rapidly in outlying districts and districts nearer Whangarei.

Large areas of land were inundated.

During the early hours of the 27th the storm abated somewhat and the flood in the rivers went down a little. Heavy rain returned at midday on the 27th and caused rivers to rise again.

There were serious stock losses, with many reports of cattle and sheep losses from all districts. One farmer reported that he had lost over 2000 sheep.

Communication was severed, with slips and washouts blocking roads and railway lines.

Damage to county roads totalled £5,300 ($424,100 2008 dollars).

Most of the damage reported came from outlying districts.

The Kaihu railway line was under water in places, but there were no serious washouts.

Kirikopuni bridge, between Dargaville and Whangarei, was seriously damaged. The piles of the bridge were broken after a boom of logs swung downstream against the Kirikopuni bridge, and it was put out of place by about 3 ft (90 cm).

The replacement cost for the bridge was between £3000-£4000 ($240,000-$320,100 2008 dollars).

The country was flooded for miles.

The Mangakahia district was heavily inundated as the rivers there overflowed in many places.

Several Mangakahia farmers had heavy stock losses. One had 220 wethers and 15 dairy heifers drowned, another lost an estimated 230 sheep, and another was reported to have lost 100 wethers.

At the Mangakahia bridge, the water reached almost to the level of the decking.

The Mangakahia road was closed.

A Maungakaramea farmer lost 21 bullocks in a creek in which timber had dammed up.

Bridges on the Otaika Road were under water. The Otaika bridge was impassable while the tide was high. Coward's bridge at Otaika was destroyed when the centre piles collapsed. It was the oldest bridge in the country.

The flood caused a boom to carry away at Otaika, setting adrift 30,000 ft (9,144 m) of timber into the harbour.

14 bridges in the Otamatea county were reported to have been either washed away or badly damaged.

The flooded Paparoa River caused very extensive damage.

A woman and three children were drowned in the Paparoa River after their cottage at the railway construction works in Upper Paparoa Valley was carried away by the flood, and they were all thrown into the water. The flood rose suddenly rose and swept away the camp where the family were living, reaching the beds at 4am. The husband and two children survived.

A man's body was recovered from the flooded river after he had been seen swimming.

A man in the Paparoa district spent six hours perched in a tree before he was rescued. A woman was also recovered from a tree in which she had taken refuge with her baby.

Several buildings in the township were flooded on the night of the 26th to a depth of several feet. One kitchen was washed out of position.

Business in the township was practically suspended.

A man's buggy was washed away and the horse drowned, found between Poroti and the Wairua bridge. The man was fine.

There were a number of washouts on roads and scouring of bridge approaches reported from Waikiekie.

There were a number of washouts on the railway construction works at Waiotira.

At Waipu, the rivers were high in flood and all the flats and low-lying country was inundated.

Many outhouses were destroyed.

Fowls were lost.

The Waipu River at Durham's Bridge had a peak discharge of 20,670 cusecs (585 cumecs).

The Waipu River at McLennan's Bridge had a peak discharge of 25,241 cusecs (715 cumecs).

The Waipu River at Ferry Bridge had a peak discharge of 30,000 cusecs (850 cumecs).

In the Waipu Gorge 25 bridges were washed away by the rush of water. Durham's bridge at the mouth of the Gorge had "gone west". The Ferry bridge was seriously damaged, with one end of it washed downstream. The Waipu Gorge road was reported to be absolutely impassable.

A man drowned after a motor car fell through a gap in a bridge into the river. It was possible there were more occupants, but no more bodies were recovered.

There was heavy flood damage in the Upper Wairoa.

A few head of stock were reported to have drowned.

Maize fields in the district were ruined.

The Wairua River rose 4 ft (1.2 m) within an hour.

Logs were carried down the Wairoa River.

Serious flooding occurred in Whangarei. Both the Waiariki and the Waiarohia were in high flood.

The Whangarei electricity supply was cut when the Wairua Falls Station was flooded. The Whangarei substation was also surrounded by water, and power had to be shut off four times for short periods from 11:30pm on the 26th. The flood mark at the power station gradually rose over 4 ft (1.2 m) on the 27th, and work had to be stopped and water let through the building. On the afternoon of the 27th the electricity was switched off and remained off until early on the morning of the 29th.

The roads south of Whangarei were almost impassable.

Within the borough the chief damage caused was in Kauika Road, near the bridge across Keri Keri Stream. Recent drainage operations led to scouring of the filling in of the drainage trench at the lower end.

The low-lying land from the Dairy Factory to the Hatea River suffered. Some of the houses in low-lying areas within the borough were flooded again on the evning of the 27th. Damage was not extensive.

Some launches and small boats were left high and almost dry when the river temporarily subsided.

At the town wharf, the only damage was the collapse of the rickety boat landing nearest to Victoria bridge.

A good deal of debris was brought down the river, which was up over the road between the wharf and the bridge.

Such a flood in Waimahanga had never been known before.

A grass flat at Waimahanga was strewn thick with the debris of broken trees and dead timber. Many outbuildings of the farm were under water. Horses stood in their stable in water more than knee deep and pigs had to swim around in thir sty to keep from drowning.

Rivers were in heavy flood.

There were enormous floods in the rivers.